FAQs
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- About ABLE
- Account Management
- Additional Tax Benefits and Penalties
- ALR
- Banking and Investments
- Contributions and Withdrawals
- Eligibility
- Getting Started with ABLE
- Gifting
- Prepaid Card
- Recurring Contributions
- Rollover
- Successors and Estates
- Tax Credit
- What is ABLE to Work?
- People with disabilities can save and invest at least $19,000 a year for a wide range of eligible expenses. For those who are employed, they can save even more with ABLE to Work. Workers with disabilities can save an additional amount up to either (1) $15,060; OR (2) the beneficiary’s wages for the... Read more
- How do I make a gift contribution?
- It's easy to make contributions to someone else's Hawai’i ABLE account. You can make online gift contributions for as little as $5 to as much as $19,000 through a beneficiary’s personal gifting page. Simply ask the recipient to send you their unique gifting URL. Or, you can make offline... Read more
- Are there any fees associated with gifting to a Hawai’i ABLE account?
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There is no fee for bank account (ACH) gift contributions and for contributions made via personal check using our offline Gift Contribution Form (PDF).
- How can I request gift contributions to my account?
- Requesting gift contributions from family and friends is a great way to help you reach your savings goals and it couldn’t be easier. Just sign into your account to find your gifting page information and share your unique gifting URL. You’ll be able to customize your page and select where you would... Read more
- What happens if the beneficiary is no longer eligible for an account?
- We recognize that sometimes conditions are considered to be a disability by Social Security, and sometimes they are not. When you no longer qualify for an ABLE account, you should log in to your account dashboard and update your eligibility status from the settings menu. Note: If the beneficiary... Read more
- Can I open a new Hawai’i ABLE Savings Program account if my previous ABLE for ALL Savings Plan was closed?
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Yes, simply log in to your closed account using your previously established email and password, then find the “Create new account” link to get started.
- Who can open a Hawai'i ABLE account?
- Any adult with a qualifying disability that developed before the age of 26 and resides in the state of Oregon can open and manage a Hawai'i ABLE account. Hawai'i ABLE accounts were designed to be managed by the person with a disability. Please note, with the passage of new federal legislation, the... Read more
- Can money in an ABLE account be recovered in a bankruptcy?
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No. The Hawai’i ABLE Savings Program is protected from bankruptcy.
- How do I set up direct deposits?
- You can contribute to your Hawai'i ABLE account using fast, secure direct deposits from either the Social Security Administration or your paycheck. Complete the setup process in three simple steps: Log in to your Hawai'i ABLE account and click on “Payroll direct deposit” on the Total Balance... Read more
- Can I enroll and manage a Hawai'i ABLE account with a paper form?
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The easiest and fastest way to open a Hawai'i ABLE account is online. If you want to use paper forms for enrollment or managing your account, please visit our Forms page.
