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• How do I withdraw money?

  You can make withdrawals of at least $10 at any time online. A transfer can take 2-7 business days to complete, depending on how the money is allocated. If you request a check, a $2.50 fee will be deducted from the check amount. You’ll get the payment in 5-7 business days. If you request a full...

• How is this different from a Special Needs Trust or Pooled Trust?

  An ABLE account won’t replace a Special Needs Trust or Pooled Trust. There are some key differences that are meant to give people with disabilities and their families more options. With an ABLE account: There are fewer expenses than setting up a trust. The beneficiary owns the funds and can...

• How it Works

  How it Works Prepare for tomorrow by saving and investing today Opening an account You can set up an ABLE account on the Sumday platform in as little as 10 minutes. We’ll ask for some information about the beneficiary, the qualifying disability, and how the ABLE account will be funded. To...

• How long does it take to put money on the card?

  For existing customers, transfers scheduled before 4pm ET/10am HST on a business day are available the next business day. For new customers, it can take 2-7 business days for the full amount of requested funds to be available. Once an account has been established for 21 days, transfers will be...

• How much does it cost to open an account?

  Opening an account doesn’t cost anything. You’ll need to make an initial transfer of at least $25 to get started. There are some fees to keep the lights running. Check them out here.

• How much money can I put on the card?

  You can load as much or as little as you need, anytime, up to $20,000. The maximum load limit per day is $5,000.

• How often can I reload the card?

  There is no limit to the number of times you can reload your card on a given day or month; however, withdrawals from the ABLE account to any ABLE cards may not exceed $5,000 per day and $20,000 per month.

• How will I know if I’ve received gifts?

  When a gift contribution has finished processing, you’ll get an email letting you know someone contributed to your account. All processed gift contributions will also appear in your activity feed. Please keep in mind, any gift contributions made through an online gifting page will not be available...

• I don’t want a card anymore. How can I cancel it?

  If you would like to cancel your card, contact True Link at 1-888-219-9054 or visit ablecard.truelinkfinancial.com. Please do not allow others to use an expired, revoked, cancelled, suspended, or otherwise invalid card. If True Link cancels or suspends your card account privileges through no fault...

• If I manage multiple ABLE accounts, can I transfer fund from one ABLE account to another?

  No, you can’t transfer funds from one ABLE account to another ABLE account.