• Who can contribute to my account?

    Friends, family, and employers can make contributions to your account to help you reach your goals for an account. Learn more about how to make a gift contribution or simply use the Gift Form to get started.

  • Who can have an account?

    Anyone with an eligible disability or blindness (as defined by the Social Security Act) who was diagnosed before the age of 26 can have an ABLE account. If you’re over 18 years old, you can open your own account; if not, an Authorized Legal Representative can do it. Either way, you can have only...

  • Who can open an ABLE account for an eligible beneficiary?

    An adult beneficiary with a qualifying disability can open and manage an ABLE account. If a beneficiary is under the age of 18 or unable to open an account on their own, they must have an Authorized Legal Representative (also known as an ALR) do it for them. An ALR must be anyone who is selected by...

  • Who can send me gifts?

    Once you’ve set up your gifting page, anyone who has a link can contribute towards your goal. You can also give friends and family a Gift Form if they’d like to mail a check contribution. Keep in mind that gift contributions count toward your yearly contribution limit. So, if you’ve already reached...

  • Who is Sumday?

    Vestwell State Savings, LLC, dba Sumday Administration, is the plan manager for the ABLE for ALL Savings Plan — which powers the Hawai’i ABLE program — and provides the online platform for the ABLE account. Vestwell Holdings, Inc. is backed by some of the world’s largest financial institutions, and...

  • Who owns the account?

    If the account is for yourself, the money and funds are yours. If an Authorized Legal Representative, such as a parent or guardian, opened and manages the account for a beneficiary, the money still belongs to the beneficiary.

  • Why do I have to go to a different website to load the card?

    Even though your prepaid card can only be pre-loaded with funds from your ABLE account, it is not linked directly to your funds. True Link and Sunrise Banks N.A. issue and manage the card and features and allow you to add your ABLE funds to the card from your ABLE account.

  • Will a credit check be performed when I apply for the card?

    No, a credit check is not required to open an ABLE Visa® Prepaid Card. However, the federal government does require True Link to verify the identity of each cardholder who opens a Card account. When a Card account is opened, True Link will ask for the following information to attempt to verify the...

  • Will having an account make me ineligible for Medicaid?

    Nope. Having an ABLE account doesn’t count towards your eligibility for Medicaid regardless of the amount saved in the account.