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Does the Authorized Legal Representative (ALR) own the account with the beneficiary?

Nope. No matter who opens the account, the beneficiary owns all the funds.

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Hawai’i has partnered with the State of Oregon and their ABLE for ALL Savings Plan to offer a great savings experience to Hawai’i residents. The Hawai’i ABLE Savings Program, through the ABLE for ALL Savings Plan, accounts are not guaranteed by the Oregon Treasurer’s Office, the State of Oregon, any state agency or subdivision thereof, or their authorized agents or affiliates. You could lose money by investing in an ABLE account. Consider investment objectives, risks, charges and expenses before investing. Before you open an account, you should carefully read and understand the Plan Disclosure Booklet and Participation Agreement.