Can I still work and have an account?
Yes. With the ABLE to Work Act you can even contribute up to an extra $13,590 (as of 2023) to your ABLE account if you are working, in addition to the yearly contribution limit of $17,000.
Keep in mind that ABLE accounts help protect assets from counting against benefit asset limits. They do not protect against the income limits that might be tied to a state or federal benefit.
Here are some rules and guidelines you should know about.