Can I still work and have an account?

Yes. With the ABLE to Work Act you can even contribute up to an extra $12,880 (as of 2022) to your ABLE account if you are working, in addition to the yearly contribution limit of $16,000.

Keep in mind that ABLE accounts help protect assets from counting against benefit asset limits. They do not protect against the income limits that might be tied to a state or federal benefit.

Here are some rules and guidelines you should know about.